
Student finance in the UK is calculated by the government based on their parents’ incomes. This means students having higher earning parents receive smaller loans with parents expected to help cover all living costs.
Students with parents earning under £25,000 a year can receive the full maintenance loan of £8,700 per year (if studying away from home outside London), £11,354 per year (if moving to London), or £7,324 per year (if staying at home). Based on the average cost of living, this means that parents are expected to help students by an average of £5,700 a year.
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