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Student Loan: Pros And Cons

Pros

  1. Student Loans make University Affordable: High tuition fees and accommodation would make self financing difficult.
  2. Student Loans are not just for Tuition and Accommodation: Student loans are also spent on laptops, textbooks, and software. These costs are high and paying for them with student loans is cheaper than a credit card.

 

Cons

  1. Student Loans are Expensive: You do not just pay back the principal, which is the initial amount borrowed, but also interest on the loan.
  2. Student Loans will start you off in Life with Debt: They allow you to afford college, however, the first few years will be difficult to pay back, especially in the early days of finding a job that pays enough. Having fewer or no student loans, makes life after graduation more comfortable.
27th October 2019

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